How does Debt Settlement Affect my Credit?
Debt Settlement does impact your credit. If you’re already more than 30 days late with your credit card bills, your credit is already damaged. Settling debt, depending on the circumstances, can help you begin to improve and rebuild your credit score, over time.
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There are many myths surrounding bad credit and debt relief, but most of it revolves around debt settlement and bankruptcy.
Here are some resources for you to learn more about how your credit report and credit score are impacted by the debt relief option you are looking at, or have already chosen:
For more tips on how to get out of debt,
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Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.